Learning Center


Sellers and agents know that pre-qualified buyers are serious and more likely to complete a sale. This is important leverage.

Credit Scores

Higher scores often mean better programs and rates. Learn what lenders consider that improves your chances of saving money.

Loan Types

Fixed-rate, adjustable, jumbo — here’s a comprehensive list of common and not so common mortgage purchase rates.

Property Valuation

Home appraisal process includes inspection, researching comparable homes, and gathering data to present a final report.

Mortgage Rates

Learn about current rates and how to lower your monthly payment with tips and guides on mortgage rates.

Income & Assets

What you can afford often comes down to simple math. Understanding key terms and documents can help save time and money.

The Learning Center is an educational tool and the content is for information purposes only and is not intended to provide investment, legal, tax, or accounting advice, nor is it intended to indicate the availability or applicability of any Farmers Bank of Kansas City product or service to your unique circumstances. All examples are hypothetical and for illustrative purposes. Although we have obtained content from sources deemed to be reliable, Farmers Bank of Kansas City and its affiliates are not responsible for any content provided by unaffiliated third parties. You may wish to consult an appropriate advisor about your unique situation. The applicability of this information to your circumstances is not guaranteed. You should obtain personal advice from qualified professionals.